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Home Buyer Resources

Avoid the Top 10 Buyer Mistakes

Avoid the Top 10 Buyer Mistakes

View, Print or Download Avoid the Top 10 Buyer Mistakes   Read thru to make sure you understand the most common mistakes that can cause mortgage loans to “fall thru” that home buyers tend to make when purchasing a home. Make sure you know these items so that you don’t lose the home your purchasing due to something that could have been prevented....

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Can You Afford to Be a Homeowner

View, Print or Download Can You Afford to Be a Homeowner   Can you afford to be a homeowner: If you have read the “Why You Should Be a Homeowner” document, it must be obvious that being a homeowner is a wonderful thing, and in the current Real Estate Market, this is absolutely the best time to buy a home. BUT, nothing in life is really free, so we need to look at whether you can you afford to buy a home. Here are the 8 signs you’re ready to buy your first home…...

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Costs of Buying a Home

View, Print or Download Costs of Buying a Home   What are the costs of buying a home? There are two types of main costs involved in buying a home: Upfront Costs & Ongoing Costs. This shows in details what costs are involved and what to expect along with other various costs that will affect you at some point....

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First Time Homebuyers – What to Consider?

View, Print or Download First Time Homebuyers – What to Consider   First Time Homebuyers – What to Consider: Covers preparing for homeownership, are you ready, why buy a home, and possible disadvantages of buying a home....

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Glossary of Home Buying and Mortgage Terms

View, Print or Download Glossary of Home Buying and Mortgage Terms   Glossary of Real Estate, Home Buying and Mortgage Terms: Speak with home owners, Realtors, and mortgage professionals and you will quickly realize that there is another language devoted to the home buying and mortgage process. This glossary contains a number of terms that you will hear and should probably know as you make your way through the home buying process....

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Home Buying FAQ’s

View, Print or Download Home Buying FAQ’s   Home Buying FAQ’s answers the most common questions that buyers have in regards to buying a home. Find out answers to the questions that you may have before you begin your home purchase....

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Home Buying Guide – FM Area

Home Buying Guide – FM Area

View, Print or Download Home Buying Guide View, Print or Download Home Buying Guide Companion   How to buy a home in today’s market, the complete home buyer’s guide. There are tons of tips online and more information than you could ever need… the difference with this guide is that it is written for the Fargo-Moorhead area, it is laid out in an easy to follow format walking you through each and every step of the process. Buying a home is a big decision and the process of buying a home is very complicated. There is a LOT to learn! Based on the Modern Market Realtor Team’s 25+ years of experience in helping Fargo-Moorhead Area Home Buyers, we have prepared this comprehensive guide to provide you with the information, tools, and references you will need to help you find and purchase the perfect home for you! Use this guide as a tool to help guide you through your home buying process and use Modern Market Realtors as your resource for questions or for buying your home. We not only love what we do—we love to help people! We’re here when you are ready to get started. **Make sure to check out Part 2 – Home Buying Guide “Companion”  The “companion” is filled with additional items and resources that are mentioned throughout our Home Buying Guide. Some of the items included: Can You Afford to be a Homeowner, Cost of Buying a Home, Pros and Cons of Home Ownership, Home Ownership in Relation to Children, Renting vs Buying, First Time Home Buyers, Preparing for Home Ownership, Mortgage Shopping Worksheets, Mortgage Application Checklist, Home Hunter Worksheets, Not Every Agent is a Realtor, Top 10 Buyer Mistakes, What to Do Once Your Offer is Accepted, Our Quality Service Guarantee, Our Cancellation Guarantee, Glossary of Real Estate and Mortgage Terms, Utility Company Contact Info, List of Certified Inspectors, Important Contacts....

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Home Buying Guide Companion – Part 2

View, Print or Download Home Buying Guide “Companion” – Part 2   This guide is filled with additional items and resources that are mentioned throughout our Home Buying Guide. Some of the items included: Can You Afford to be a Homeowner Cost of Buying a Home Pros and Cons of Home Ownership Home Ownership in Relation to Children Renting vs Buying, First Time Home Buyers Preparing for Home Ownership Mortgage Shopping Worksheets Mortgage Application Checklist Home Hunter Worksheets Not Every Agent is a Realtor Top 10 Buyer Mistakes What to Do Once Your Offer is Accepted Our Quality Service Guarantee Our Cancellation Guarantee Glossary of Real Estate and Mortgage Terms Utility Company Contact Info List of Certified Inspectors Important Contacts...

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Home Buying Process Chart – Step by Step

View, Print or Download Home Buying Process Chart – Step by Step   Modern Market Realtors Home Buying Process Chart – From Beginning to END! We have designed this chart to guide you through the purchase of your home. You can see each and every step from the day you choose a local experienced & reputable lender all the way to collecting your keys at closing! We assure you that it is our goal to provide you with the most professional and informative service available. We are always just a phone call away!...

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Home Financing Guide – FM Area

Home Financing Guide – FM Area

View, Print or Download Home Financing Guide View, Print or Download Home Financing Guide Companion   Home Financing Guide – A Complete and Thorough Step by Step Companion: How to finance your home in today’s market. There are tons of tips online and more information than you could ever need… the difference with this guide is that it is written for the Fargo Moorhead area, it is laid out in an easy to follow format walking you through each and every step of the process. Buying a home is a big decision and there is a lot to learn. Based on the Modern Market Realtor Team’s 25+ years of experience in helping Fargo-Moorhead Home Buyers, we have prepared this comprehensive guide to provide you with the information, tools, and references you will need to help you finance your home. Many buyers consider the financing process as complex and confusing. If you just understand that this is a multi-step process, and take each step in turn, you will remain organized and reach your goal with as little stress and confusion as possible. We have created a map to guide you along the path to getting the financing you need to buy a home that meets your wants and needs. Use this guide as a tool to help guide you through your home financing process and use Modern Market Realtors as your resource for questions or for buying your home. We not only love what we do–we simply love to help people! We’re here when you are ready to get started. **Make sure to check out Part 2 – Home Financing Guide “Companion”  The “companion” is filled with additional items and resources that are mentioned throughout our Home Financing Guide. Some of the items included: Mortgage Payment Calculator Chart, Rent vs Buy Calculator, Mortgage Shopping Worksheets, Mortgage Application Checklist, Map of the Complete Buying Process, Mortgage FAQ’s, Glossary of Real Estate and Mortgage Terms....

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Home Hunter Worksheet for Buyers

View, Print or Download Home Hunter Worksheet for Buyers   Home Hunters Worksheet for Buyers is a helpful tool when buyers are viewing homes. Use these worksheets to watch for key factors that are important to you in each home you view. This will help you organize your wants and needs and be able to figure out which homes fit what you’re looking for more than others....

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Home Inspectors List – FM Area

View, Print or Download Home Inspectors List – FM Area   This list of Fargo-Moorhead area home inspectors includes names of companies and inspector along with their contact numbers. The inspectors that are listed are inspectors affiliated with our local Board of Realtors Association. Modern Market Realtors recommends that the purchaser of existing property hire a professional home inspector to examine and inform you of the condition of the property. This may be mechanical, structural, electrical, or something other. This is at the Buyer’s expense....

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Home Moving Guide – FM Area

Home Moving Guide – FM Area

View, Print or Download Home Moving Guide View, Print or Download Home Moving Guide Companion   Home Moving Guide – The Complete Moving Guide: People often underestimate the importance of planning when it comes to moving from one place to another. Whether its across town or across the country, there are many details that tend to get forgotten and cause unnecessary stress during what should be a very exciting time. Follow the steps in this guide to make sure that your move is an organized and successful one. **Make sure to check out Part 2 – Home Moving Guide “Companion”  The “companion” is filled with additional items and resources that are mentioned throughout our Home Moving Guide. Some of the items included: Moving Checklists, Packing Inventory Lists, New Home Checklist, Helping Children Cope with the Move....

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Home Ownership & Benefits in Children

View, Print or Download Home Ownership & Benefits in Children   Home ownership helps boost children’s educational achievement, reduce behavior problems, study finds. Home ownership seems to benefit children because the environments in homes, including such things as safety, maintenance and the availability of educational materials, are on average better than those in rental units,m the study suggests. This in depth article goes into all the details of why home ownership is important for families with children....

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Look Out – Not Every Agent is a REALTOR!

View, Print or Download Look Out! Not Every Agent is a REALTOR!   Look out, not every agent is a Realtor is an important article explaining the difference between Agents that are not Realtors and Agents that ARE Realtors. This article is written by the National Association of Realtors. This will explain why this should be a key factor when choosing the agent that will be representing you in your real estate transaction....

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Mortgage Application Checklist for Buyers

View, Print or Download Mortgage Application Checklist for Buyers   Mortgage application checklist is a helpful tool to expedite the processing of a mortgage application, borrowers should provide the following information. Use this checklist as a guide before meeting with your lender so you are prepared, save yourself extra time of gathering information later and having to meet again at a later time. This will help you to be proactive and save frustration....

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Mortgage Payment Calculator for Buyers

View, Print or Download Mortgage Payment Calculator for Buyers   Mortgage payment calculator will help you to determine your approximate mortgage payment for your home purchase. Use this chart to determine your monthly principal and interest payments at various interest rates for either a 15 or 30 year term. This will also step you through the other parts of your mortgage payment and how to calculate them. ?This information is only a guide, we strongly recommend that you contact our mortgage specialist for a more accurate figure....

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Mortgage Shopping Worksheet for Buyers

View, Print or Download Mortgage Shopping Worksheet for Buyers   Mortgage shopping worksheet is a tool to research lenders, types of mortgages, fees and other costs. Use this tool to compare 2 or more different lenders and all the details involved with each mortgage and/or lending institution. Sometimes a lender will give a buyer an attractive interest rate but the buyer doesn’t realize that the rest of the terms of the loan are not as great. The other terms may make the loan less beneficial than a different loan that may have a little higher interest rate. This tool will help you balance out the differences to help you make the best decision for your purchase....

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My Offer is Accepted Now What Do I Do

View, Print or Download My Offer is Accepted – Now What Do I Do?   What to do once your offer has been accepted will list out the next steps that you’ll need to think about or take care of. Read through this short list to make sure that you don’t miss any important details during this time so you can keep your process moving smoothly....

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Our Quality Service Guarantee for Buyers

View, Print or Download Our Quality Service Guarantee for Buyers   Modern Market Realtors Quality Service Guarantee: This is your written commitment from Modern Market Realtors assuring the delivery of all the services we describe in our guarantee. You may cancel your buyer agreement if we have not done all of the items listed. We offer this guarantee because your satisfaction and success is very important to us. If you’re not satisfied—we’re not satisfied. We strive to be your agents for life every step of the way. We not only love what we do, we truly love to help people!...

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Pros and Cons of Home Ownership

View, Print or Download Pro’s & Con’s of Home Ownership   Pros & Cons of Home Ownership breaks down the advantages and disadvantages that may pertain to you in relation to owning a home. It covers social and environmental benefits, financial benefits, specific financial implications along with disadvantages. It will also make you aware of various popular myths. Use this article to help you relate the information to your personal situation and how each area affects you....

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Rent vs Buy

View, Print or Download Rent vs Buy   Rent vs Buy goes over if you should be a home owner. Words you will hear few real estate agents mutter: Not everybody should own a home! Some people aren’t cut out for home ownership, for a variety of reasons. Are you one of those who should rent and not buy? Here are some ways to tell....

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Utility Contact Numbers: FM and Surrounding Areas

View, Print or Download Utility Contact Numbers – FM and Surrounding Areas   Fargo-Moorhead Utility Company Contact Numbers Chart is a helpful tool when buying or selling a home. You will find all of the companies for your utilities in one place! Transferring your utilities is an important step to do early in the process. Some places need ample amount of time to make the change. Most importantly, your services for TV, Internet and phone tend to take a couple weeks or more for installation service times. Make sure to make the calls early on to ensure you are not without these services when you move into your new home....

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Your Home: To Rent or To Buy

View, Print or Download Your Home: To Rent or To Buy   Your home, to rent or to buy is an informative article describing why you should or shouldn’t be a homeowner. It goes over pros and cons along with various details you should consider when making this decision. You will be able to apply your personal situation to these topics and figure out what is best for your particular situation....

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